What is the minimum income required for the Portugal D7 visa in 2026?

For 2026, the primary applicant must demonstrate a guaranteed passive income of at least €920 per month (€11,040 annually), matching 100% of the Portuguese statutory minimum wage (RMMG). A spouse requires an additional 50% (€460/mo), and each dependent child requires an additional 30% (€276/mo).

Can salary or remote employment count towards the D7 visa?

No. Active employment, remote contracting, and freelance work do not qualify for the D7 visa. Remote workers must apply for the D8 Digital Nomad visa. The D7 visa is strictly reserved for verifiable passive income such as pensions, real estate rentals, investment dividends, royalties, and fixed annuities.

How much money should be deposited in a Portuguese bank account for the D7 application?

While consular regulations strictly require proof of one year of income (€11,040 for a single applicant), Portuguese consulates strongly favor applicants who deposit at least 24 months worth of living expenses (€25,000–€30,000 for an individual, €35,000–€45,000 for a couple) into a funded Portuguese bank account with an issued NIF.

When can a D7 visa holder apply for Portuguese citizenship?

Under Article 15, paragraph 4 of the Portuguese Nationality Law (Lei Orgânica n.º 1/2024), D7 residents can apply for Portuguese nationality and passport exactly 5 years after the payment date of their initial temporary residence permit fee (DUC), provided they pass the A2 Portuguese language exam (CIPLE) and maintain a clean criminal record.

Portugal D7 Visa Requirements 2026 (ES)

Official 2026 framework for the Portuguese D7 passive income visa based on the €920/month minimum wage benchmark.

Verificado · Octubre 2026

Primary Applicant Income	€920 / month (€11,040 / year) net passive income
Spouse Surcharge	+50% of RMMG (€460 / month)
Dependent Surcharge	+30% of RMMG (€276 / month)
Recommended Bank Buffer	12–24 months of total required income
Permit Format	2 years initial, 3 years renewal
Physical Presence	Min 16 continuous or 18 cumulative months per 2-yr cycle
Citizenship Horizon	5 years from initial DUC fee payment date

D7 Visa Regulatory Framework 2026

The D7 passive income residence permit offers a stable immigration route for financially self-sufficient individuals relocating to Portugal without local employment.

⚡ Calculadora de ingresos pasivos y saldo bancario D7 (2026)

Solicitante principal (base 920 €/mes) Añadir cónyuge (+460 €/mes)

Hijos a cargo (+276 €/mes por hijo):

Ingreso pasivo mensual total requerido:

€920 / mo

Ingreso pasivo anual requerido:

€11,040 / yr

Depósito bancario recomendado a 2 años:

€25,000+

Income Categories & Bank Proof

Applicants must demonstrate verified recurring inflows from pensions, rental leases, dividends, or annuities, alongside a funded bank account in Portugal.

5-Year Naturalization Timeline

Under Lei Organica 1/2024, the five-year residency requirement for nationality is measured strictly from the initial DUC payment date.

Guías relacionadas de visados y residencia

D8 Digital Nomad Visa Golden Visa Funds D2 Entrepreneur Visa D4 Student Visa D1 Work Visa & Blue Card Retiree Visa Comparison

¿Necesita asesoría jurídica para tramitar su visado en Portugal?

Abogados portugueses de extranjería auditan contratos en remoto, coordinan expedientes consulares y gestionan citas en AIMA para asegurar su pasaporte europeo a los 5 años.

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