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Retire in Portugal 2026: Comparing the D7 Passive Income Visa vs Golden Visa

In-depth comparison of physical presence rules, capital requirements, and tax status for retirees moving to Portugal.

Retire in Portugal 2026: Comparing the D7 Passive Income Visa vs Golden Visa
Foto: Marc Ryckaert · CC BY-SA 4.0
Doğrulandı · Ekim 2026
D7 Route€920/month passive income, requires 8+ months/yr presence
Golden Visa Route€500k in investment funds, requires only 7 days/yr presence
Healthcare AccessFull SNS public healthcare access upon residency registration
EU Citizenship5 years on both routes from initial DUC fee payment date

D7 vs Golden Visa: Key Distinctions for Retirees

The D7 serves retirees relocating permanently, whereas the Golden Visa caters to those maintaining split residency across multiple jurisdictions.

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