Retire in Portugal 2026: Comparing the D7 Passive Income Visa vs Golden Visa
In-depth comparison of physical presence rules, capital requirements, and tax status for retirees moving to Portugal.
Verified · October 2026
| D7 Route | €920/month passive income, requires 8+ months/yr presence |
|---|---|
| Golden Visa Route | €500k in investment funds, requires only 7 days/yr presence |
| Healthcare Access | Full SNS public healthcare access upon residency registration |
| EU Citizenship | 5 years on both routes from initial DUC fee payment date |
D7 vs Golden Visa: Key Distinctions for Retirees
The D7 serves retirees relocating permanently, whereas the Golden Visa caters to those maintaining split residency across multiple jurisdictions.
Related visas & residency guides
D7 Passive Income VisaD8 Digital Nomad VisaGolden Visa FundsD2 Entrepreneur VisaD4 Student VisaD1 Work Visa & Blue Card
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